by Robin Jacob | Jul 21, 2026 | Smartserve
We know SWP from mutual fund is a great option for regular passive income. We did some tests to see if we can improve the SWP performance and below are the results… We ran a back test on Systematic Withdrawal Plan (SWP) on HDFC Flexi Cap Fund (Growth) for the...
by Robin Jacob | Jun 10, 2026 | Smartserve
FOR NRI’s: FCNR (Foreign Currency Non-Resident) The RBI extended full hedging-cost support for banks raising three- to five-year FCNR(B) deposits till September 30, 2026. FCNR(B) deposits are foreign currency deposits raised by banks from non-resident Indians. Banks...
by Robin Jacob | Dec 19, 2022 | Smartserve
The Reserve Bank of India (RBI) recently launched the pilot for its digital rupee — India’s very own digital currency. A central bank digital currency (CBDC) is a legal tender issued by a central bank in digital form. It is the same as a fiat currency and it is...
by Robin Jacob | Jul 30, 2019 | Articles
Goal Based Investment Planning The first step in goal planning is to document the time line to goal. You goal can be Child’s education, marriage or your own retirement. It can also be a short term goal like a vacation or buying a car etc. Once you know the time line,...
by Robin Jacob | Jul 16, 2019 | Articles
What is your Salary? I am not interested in the amount but the type of salary…There are different types of salaries. Read till the end and you will understand. Salary, is a specific amount of money that an employee is paid for work done. The big question is...
