by Robin Jacob | Sep 6, 2026 | Smartserve
Many people keep large sums of money in their traditional bank savings accounts. This practice brings peace of mind because the cash is completely safe and accessible at any moment. However, leaving lakhs of rupees sitting idle in a basic savings account for years...
by Robin Jacob | Jul 21, 2026 | Smartserve
We know SWP from mutual fund is a great option for regular passive income. We did some tests to see if we can improve the SWP performance and below are the results… We ran a back test on Systematic Withdrawal Plan (SWP) on HDFC Flexi Cap Fund (Growth) for the...
by Robin Jacob | Jun 10, 2026 | Smartserve
FOR NRI’s: FCNR (Foreign Currency Non-Resident) The RBI extended full hedging-cost support for banks raising three- to five-year FCNR(B) deposits till September 30, 2026. FCNR(B) deposits are foreign currency deposits raised by banks from non-resident Indians. Banks...
by Robin Jacob | Dec 19, 2022 | Smartserve
The Reserve Bank of India (RBI) recently launched the pilot for its digital rupee — India’s very own digital currency. A central bank digital currency (CBDC) is a legal tender issued by a central bank in digital form. It is the same as a fiat currency and it is...
