by Robin Jacob | Jul 21, 2026 | Smartserve
We know SWP from mutual fund is a great option for regular passive income. We did some tests to see if we can improve the SWP performance and below are the results… We ran a back test on Systematic Withdrawal Plan (SWP) on HDFC Flexi Cap Fund (Growth) for the...
by Robin Jacob | Jun 10, 2026 | Smartserve
FOR NRI’s: FCNR (Foreign Currency Non-Resident) The RBI extended full hedging-cost support for banks raising three- to five-year FCNR(B) deposits till September 30, 2026. FCNR(B) deposits are foreign currency deposits raised by banks from non-resident Indians. Banks...
by Robin Jacob | Dec 19, 2022 | Smartserve
The Reserve Bank of India (RBI) recently launched the pilot for its digital rupee — India’s very own digital currency. A central bank digital currency (CBDC) is a legal tender issued by a central bank in digital form. It is the same as a fiat currency and it is...
