by Robin Jacob | Apr 17, 2018 | Articles
I have been a strong advocate of the fact that you should keep your insurance separate from investments… Buy a pure term plan to cover life (for earning member) Buy a health insurance to cover self and family (even if you have a company cover) Invest through MF,...
by Robin Jacob | Apr 13, 2018 | Articles
One of the most haunting issue that we face today is Home loan EMI…Because of this big EMI we are unable to save anything. Here is a solution which will hopefully give you some respite… We usually try and opt for a lower home loan tenue to be able to close the loan...
by Robin Jacob | Apr 7, 2018 | Articles
One of the main difference between a business person/entrepreneur and an employee is the opportunity they offer for the next generation. Let me explain that a little bit… An employee starts his journey at a junior level and works his way up to a senior position and...
by Robin Jacob | Apr 4, 2018 | Articles
Many investors have been investing in funds like HDFC prudence to meet their monthly cash flow requirements through tax free dividends. HDFC Prudence fund has been giving almost a 12% annual dividend…paid out monthly. For eg, if you had invested Rs 10 Lakhs in this...
by Robin Jacob | Mar 20, 2018 | Articles
I am sure you have already heard about the implementation of LTCG for equity and equity mutual funds. In this article, I will try to analyse the impact on our investments and analyse, if its worth moving our investments elsewhere… Long Term Capital Gains (or LTCG)...
by Robin Jacob | Mar 15, 2018 | Articles
Loss Aversion : Fear of Loss is More Powerful Than The Hope For Gain! Everyone knows that you should buy low and sell high…but most of the investors do exactly the opposite. They start panicking and sell when the market goes down and start cheering when the market...
