by Robin Jacob | Apr 17, 2018 | Articles
I have been a strong advocate of the fact that you should keep your insurance separate from investments… Buy a pure term plan to cover life (for earning member) Buy a health insurance to cover self and family (even if you have a company cover) Invest through MF,...
by Robin Jacob | Apr 13, 2018 | Articles
One of the most haunting issue that we face today is Home loan EMI…Because of this big EMI we are unable to save anything. Here is a solution which will hopefully give you some respite… We usually try and opt for a lower home loan tenue to be able to close the loan...
by Robin Jacob | Apr 7, 2018 | Articles
One of the main difference between a business person/entrepreneur and an employee is the opportunity they offer for the next generation. Let me explain that a little bit… An employee starts his journey at a junior level and works his way up to a senior position and...
by Robin Jacob | Apr 4, 2018 | Articles
Many investors have been investing in funds like HDFC prudence to meet their monthly cash flow requirements through tax free dividends. HDFC Prudence fund has been giving almost a 12% annual dividend…paid out monthly. For eg, if you had invested Rs 10 Lakhs in this...
by Robin Jacob | Mar 20, 2018 | Articles
I am sure you have already heard about the implementation of LTCG for equity and equity mutual funds. In this article, I will try to analyse the impact on our investments and analyse, if its worth moving our investments elsewhere… Long Term Capital Gains (or LTCG)...